Remember when the internet was at its initial stage, it used to be so difficult to use it. Rather, it would be very confusing to use it. Now, though the times have changed, there is nothing on the internet that is very difficult to do or isn’t possible to learn through the internet itself.
If you told people that money transfer is possible through a phone in early 2000, then they’d laugh at you. If you told them that they could pledge their gold through phone, they’d thin you were a thief. In the 2000’ technology was beginning to flourish.
Though, two decades later, the times have completely changed. You can do anything online, literally anything (except cyber-bullying and cyber-crimes, that’s wrong) Nowadays, you can also take gold loans online. All you need is an internet connection, and well, gold itself! Now that you have both, you’re all set to apply for it. Even before you go online to apply for loans, filter some banks that you think are suitable for you. The Indian bank gold loan scheme, UCO bank gold loans, Muthoot gold loan, Manappuram gold loan are to name a few.
Once you go on each of their sites you’d find a form which you’ve to fill. Before you which, you need to have all your documents intact. Identity proofs, gold purchasing proof, and some good, clear pictures of your gold. Once you’ve gone online and filled all the details. You’ve to upload your proofs and pictures of gold. After which, the bank shall send a representative from their side, to inspect the reality of your words (here pictures)
The representative then has to be convinced enough to report it to the bank and then your loan shall be sanctioned. The visit of the representative depends on the bank and its schedule. The money is transferred to your bank accounts after all the procedures. Remember that your gold should be above 18 carats, check the gold loan per gram rate on the day you are about to apply for a loan. Keep a check of the entire week, so you can estimate the rates and then apply wisely for it!
The processing fees and other charges remain the same mostly, online or offline. It is just that the online process is contact-less and hassle-free. There are online representatives as well which help you through the procedure of gold loans. We too, at Dialabank help our clients with their doubts in acquiring loans or any other query related to finance. We indulge in helping our clients gather the required documents too.
You can also compare various gold loans on our site and find your perfect match. Moreover like the amazon of banks, the only difference is that we deal in banks, and amazon does in literally anything! (except drugs)
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